10 Commandments of Personal Finance

For some people, getting personal finances in order is more grueling than wandering the desert for 40 years. But it doesn’t take a miracle. If you are looking for some basic guidelines, just follow these 10 commandments:

1. Thou Shalt Take Action
Reading about how to improve your personal finances is a start, but it has absolutely no meaning if you don’t take the action of putting what you learn into motion. Before you can get anywhere with your personal finances, you need to begin — right now. If you are reading this article, you know that you should be taking steps to get your personal finances in order.

Print out this list and place it where you will see it every day, so that you are reminded that personal finance is a priority in your life and that you will take some action each and every day to try to improve your lot. If you aren’t sure where to begin, start with getting your banking accounts in order.

2. Thou Shalt Pay Off All Credit Card Debt
Credit card debt is, in most cases, continue reading »

The Power of Your Positive Mind

I’m a fan of Success Magazine (in fact it’s a link on my Blogroll). Periodically I reference something from their writings for those who may not read the magazine. Here is a recent article from their "Seeds of Success". Just might be good timing for a new years resolution!

It’s hard to believe that the father of positive thinking, Norman Vincent Peale, was once a young boy plagued by an inferiority complex. But through faith, and his realization that people take you at your own self-appraisal, Peale began a journey to a new way of thinking. If your self-appraisal needs some refinement, incorporate Peale’s timeless truths into your life:

• Start thinking you can do things.When people believe in themselves they learn the first secret of success.

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