July 8th, 2008 -- Posted in Carbon Copy Pro, Home Business Ideas, Wealth Strategies |
Admit it. You’ve thought about your retirement plan - right? So what’s the number you came up with to live comfortably? You may need to consider a home based business….
Chances are you said something much larger than $25,000 I bet. But did you know that according to the Employee Benefit Research Institute 60% of current retirees have less than $25,000 in savings and investments?
Excuse me!? But, how do they do it? Sure, they may be receiving Social Security and Medicare benefits, but can you imagine going into your Golden years "unprepared" ? How do you travel, treat the grandkids, and explore your hobbies, not to mention potential health related issues?
Those in the workforces need a reality check too! The same survey shows that 36% of workers have less than $10,000 in savings.
If you’re not able to plan for your future with the salary you’re currently making it may be time to start a home based business . Begin slow (part time) to supplement your income and then invest it for your future. There are many tax advantages that may surprise you as well.
"Take control of your destiny or someone else will" (And that might not be a positive thing!!)
Please leave a comment about how you are planning to "fund" your retirement…. 
Until next time, J.
May 19th, 2008 -- Posted in Vacations and Fun, Wealth Strategies |
This was what I call a "welcomed weekend". As much as I like to travel, sight see, and socialize, it’s nice sometimes to stay home. Of course that doesn’t mean it entails doing "nothing", but gives us a chance to catch up on yard work, errands, and those miscellaneous details of everyday life.
This time of year we have birds galore in our yard. Although this picture does not do it justice there are about 20 small finches in the tree along with a couple of larger birds. Fun to watch!
The best part of this weekend though, was our "welcoming" one of our sons’ home. He has been studying abroad in Seville, Spain for the last 5 months. (Our daughter was in Italy last year studying and has her stories too!) He is majoring in International Marketing , and of all our kids he probably has the most entrepreneurial spirit. He’s started 3 business ventures from home since he was a sophomore in high school. Not that any of them kept his interest more than 4 months, but he made money , which gave him the "itch" - I think he’ll continue. He found there are always ways to build your business on a budget…. view here for some ideas.
The opportunities he and his generation have are only limited by one’s imagination. With the Internet and global business environment , these kids have no excuse not to find something they love "to do". The stories and pictures he has been sharing with us of his experiences, were probably more valuable to him than the book learning while he was gone. Traveling to various cities and countries each weekend, gave him a glimpse into other cultures, traditions, and business styles. It wouldn’t surprise me if he decides to take some additional time to travel again after graduating college next year. He will have time before deciding where he wants to "land" for awhile….
He’ll be fun to watch as my bets are on him creating his wealth from a home based business or getting involved in a small business to grow. He marches to his own "beat", and if he does get a j.o.b., it will be temporary to meet a specific goal. I’m looking forward to witnessing his journey over the years.
Until next time, J.
"Take control of your destiny or someone else will"
