December 22nd, 2008 -- Posted in Carbon Copy Pro, Home Business Ideas, Misc Ranting, Wealth Strategies |
I’m a fan of Success Magazine (in fact it’s a link on my Blogroll). Periodically I reference something from their writings for those who may not read the magazine. Here is a recent article from their "Seeds of Success". Just might be good timing for a new years resolution!
It’s hard to believe that the father of positive thinking, Norman Vincent Peale, was once a young boy plagued by an inferiority complex. But through faith, and his realization that people take you at your own self-appraisal, Peale began a journey to a new way of thinking. If your self-appraisal needs some refinement, incorporate Peale’s timeless truths into your life:
- Start thinking you can do things.When people believe in themselves they learn the first secret of success.
continue reading »
December 15th, 2008 -- Posted in Carbon Copy Pro, Home Business Ideas, Marketing Tips, Wealth Strategies |
Are you ready to be your own boss and earn the income you deserve? Whether you’re looking to supplement your income or have been a statistic in the current "job" market…. now is the time to "Take control of your destiny or someone else will"
So, what types of questions should you ask before joining a business venture? The ones that will help you clarify a legit "opportunity" , what to avoid and by checking what’s the difference between types of businesses out there. So ask: continue reading »
September 30th, 2008 -- Posted in Carbon Copy Pro, Home Business Ideas, Retirement, Wealth Strategies |
"It’s clear we’re one step away from a financial meltdown," says Nouriel Roubini, chairman of the consulting firm RGE Monitor.
So the government doesn’t seem to be taking action, your employer is pacing, and you’re not sure what’s going on with your bank and Wall Street….
Who can you depend on? Who must you depend on? continue reading »
September 9th, 2008 -- Posted in Retirement, Wealth Strategies |
This article was provided by Wealth Masters International
If you think you can count on Social Security for anything resembling a comfortable retirement, think again.
Don’t just take my word for it. Here’s what the Social Security Administration itself claims :
* As of June 2008, the average monthly benefit paid to a retired worker was $1,084.47.
* In 2041, Social Security will only be able to pay 78% of scheduled benefits.
Put those two points together, and it means that in 2041, the average retiree can expect to receive the inflation-adjusted equivalent of $845.89 per month . That may be enough to squeak by on the most meager of lifestyles, but it’s also well below what a full-time minimum-wage job pays.
You deserve better!
By the time you reach retirement, you’ll have worked your whole adult life to get there. It’d be a shame to retire only to have to choose between taking your medicine or turning on your heater in the middle of winter.
But if you’re depending solely on Social Security to see you through your golden years, that’s precisely the type of choice you’ll have to make.
Unless you’re one of the vanishing few who can depend on a guaranteed pension for the rest of your life, you’re left with just one other source for your retirement income: You.
What you save over the remainder of your career will make the difference between a comfortable retirement and one filled with exceptionally tough choices.
Every little bit helps .
As long as you draw a paycheck, you have the opportunity to set some of it aside for your future needs. The more time you have, the more your money can grow for you.
Start by looking at the potential growth of $1,000 over time. Even if you’re a late starter, investing what you can as long as you can will make a significant difference.
When it comes time to spend your savings in retirement, the rule of thumb is that you can spend 4% of the starting value of your nest egg annually, adjusted for inflation, without running out of money. That same $1,000 saved and compounded over time turns into this much in monthly retirement spending:
A little bit saved over a long period of time can add substantially to the amount you can spend in your retirement. That’s a welcome supplement to (or replacement for) the ever-shakier payouts from Social Security.
You can do it!
How do you feel about those numbers? Leave a comment for us 
Until next time, J
"Take control of your destiny or somone else will"
