I'm Getting a Pay Raise!

It feels like I’ll be getting a pay raise anyway.  Those of you who have kids in college know how expensive it can be.  If you’ve been following my posts you’ve read that our youngest son graduated from Chico State a couple of weeks ago.  Well, tomorrow our “baby” daughter graduates from Cal Poly, San Luis Obispo!  YES, two out of school ~ so in my book, I’ve just received a raise!

I’m heading out now for all of the festivities, and will let you know next week how it’s all gone…. (which includes the packing her up and moving ~ that part won’t be fun)

Until next time,  J.

“Take control of your destiny or someone else will”

A Common Denominator That Successful People Share

Whether I look at those in my personal life or professional life, a common denominator to the most successful of them is that they continue learning.  They consider themselves lifelong learners and are excited to try new methods, theories, technology, and gain new skill sets.  It keeps them fresh, motivated, and the mind sharp.

We used to only have access to wonderful speakers and trainers through books, "physical" classes or by attending conferences in person.  Now with the Internet so much has changed, providing access to education we might not consider participating in before.  I currently take online classes on various subjects, in addition to webinars & teleseminars – my personal favorites!

In fact one of my monthly teleseminars is with Ali Brown (she was mentored by Dan Kennedy and always has interesting tips).  You may have heard of Ali. She’s really shaken up the Internet marketing world by being honest and continue reading »

What's Luv Got To Do With It – Your Finances I Mean

I’m talking about your finances , especially you ladies.  While many people are successful of handling their finances (and decisions) jointly, many do not fit in that category.  Did you know that:

~ Women can now own property , which in some states prior to 1981 wasn’t possible without a man’s jointly owning it;
~ 85% of all buying decisions are up to a woman to make;
~ Women spent about 5 Trillion dollars in the U.S. last year;
~ Women take home 57% of all the college degrees , so they can potentially earn more;
~ Women now have access to credit , which wasn’t the case before 1973 and;
~ Over 80% of women will need to make financial decisions for themselves at some point in their adult lives.

So, why is it, that most women continue reading »

10 Commandments of Personal Finance

For some people, getting personal finances in order is more grueling than wandering the desert for 40 years. But it doesn’t take a miracle. If you are looking for some basic guidelines, just follow these 10 commandments:

1. Thou Shalt Take Action
Reading about how to improve your personal finances is a start, but it has absolutely no meaning if you don’t take the action of putting what you learn into motion. Before you can get anywhere with your personal finances, you need to begin — right now. If you are reading this article, you know that you should be taking steps to get your personal finances in order.

Print out this list and place it where you will see it every day, so that you are reminded that personal finance is a priority in your life and that you will take some action each and every day to try to improve your lot. If you aren’t sure where to begin, start with getting your banking accounts in order.

2. Thou Shalt Pay Off All Credit Card Debt
Credit card debt is, in most cases, continue reading »