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I grew up in a pretty conservative household when it came to saving and spending money. Guess that’s why I started teaching my daughter, Mikaila, when she was young (& the other kids in my life) to be responsible with their money early on. By the way, she’s the baby and just turned 21 today! Happy Birthday kiddo!
I believe in giving children an allowance for two reasons. One, it instills in them a sense of pride completing a responsibility and receiving something tangible for their efforts. But secondarily (& most important I think), is to teach them how to manage money early on.
I gave the kids 4 "piggy banks" when they were about 4 years old and explained continue reading »
This weekend was an exception…. the business interruption I experienced was perfect! Two of our four kids were home, as well as our two grandkids. Mikaila and her boyfriend came up from San Luis Obispo, and Jesse, Avery & Gannon came out from Texas. We spent time catching up, watching the birds (Barn Swallows) who are nesting on our front porch, decorating plates, hairstyling mohawks, and eating someores around a campfire. Not enough words to describe the welcomed break….. but here’s a few photos!
Leave a comment about what types of business interruptions are "welcomed" for you.
Until next time, J.
"Take control of your destiny or someone else will"
Admit it. You’ve thought about your retirement plan - right? So what’s the number you came up with to live comfortably? You may need to consider a home based business….
Chances are you said something much larger than $25,000 I bet. But did you know that according to the Employee Benefit Research Institute 60% of current retirees have less than $25,000 in savings and investments?
Excuse me!? But, how do they do it? Sure, they may be receiving Social Security and Medicare benefits, but can you imagine going into your Golden years "unprepared" ? How do you travel, treat the grandkids, and explore your hobbies, not to mention potential health related issues?
Those in the workforces need a reality check too! The same survey shows that 36% of workers have less than $10,000 in savings.
If you’re not able to plan for your future with the salary you’re currently making it may be time to start a home based business . Begin slow (part time) to supplement your income and then invest it for your future. There are many tax advantages that may surprise you as well.
"Take control of your destiny or someone else will" (And that might not be a positive thing!!)
Please leave a comment about how you are planning to "fund" your retirement….
