10 Commandments of Personal Finance

December 23rd, 2008 -- Posted in Wealth Strategies | 22 Comments »

For some people, getting personal finances in order is more grueling than wandering the desert for 40 years. But it doesn’t take a miracle. If you are looking for some basic guidelines, just follow these 10 commandments:

1. Thou Shalt Take Action
Reading about how to improve your personal finances is a start, but it has absolutely no meaning if you don’t take the action of putting what you learn into motion. Before you can get anywhere with your personal finances, you need to begin — right now. If you are reading this article, you know that you should be taking steps to get your personal finances in order.

Print out this list and place it where you will see it every day, so that you are reminded that personal finance is a priority in your life and that you will take some action each and every day to try to improve your lot. If you aren’t sure where to begin, start with getting your banking accounts in order.

2. Thou Shalt Pay Off All Credit Card Debt
Credit card debt is, in most cases, continue reading »

How to Find a Legitimate Home Business

December 15th, 2008 -- Posted in Carbon Copy Pro, Home Business Ideas, Marketing Tips, Wealth Strategies | No Comments »

Are you ready to be your own boss and earn the income you deserve? Whether you’re looking to supplement your income or have been a statistic in the current "job" market…. now is the time to "Take control of your destiny or someone else will"

So, what types of questions should you ask before joining a business venture? The ones that will help you clarify a legit "opportunity" , what to avoid and by checking what’s the difference between types of businesses out there. So ask: continue reading »

What if You Are Forced to Press Pause?

December 4th, 2008 -- Posted in Home Business Ideas, Misc Ranting, Time Management, Wealth Strategies | No Comments »

In a time when we rely so heavily on technology, what would you do if one day you woke up to not having access to all the familiar "tools" to run your business, even simple things such as your computer?  In a nutshell, you’d be forced to press the "pause button" - just as I am today!  It appears my system was overtaken by something bigger than what my skills could eliminate, so off to the "computer whiz" shop it went.  I am borrowing my husband’s "clunker" this morning until he needs it.

While I won’t be able to run my business today and possibly tomorrow "as usual", it will give me an opportunity to catch up on other types of business activities that I tend to put off such as filing, and possibly reading the last couple of issues of Success magazine!  (Yes, I am that far behind).  Meanwhile, here are some items for you to think about doing, so an event like this doesn’t turn catastrophic.

1.  Perform Regular System Backups - I cannot stress this enough.  It will make a system "hiccup" or hard drive failure much less stressful when you know all of your files can be retrieved.  Either back them up on a disc, a thumb drive, or as I do, on an external hard drive.  This is the easiest because continue reading »

The 2 Skills Needed in Our “New Economy”

December 3rd, 2008 -- Posted in Carbon Copy Pro, Home Business Ideas, Wealth Strategies | 1 Comment »

This article was written by Andrew Cass, Senior VP of Marketing at CarbonCopyPRO. I’m including it today because it is on the mark and worthy of your review, on numerous levels.

As we enter a whole "new economy" (some call it a recession), THE #1 and THE #2 skills, hands down, in the "new economy" will be…….

1. Money - how it works, how it flows, and more important….. how it will work for you in the "new economy". More wealth will be lost in the years ahead than at any time in history, however…. even more wealth can be created . This is the way it has ALWAYS worked in history and this is the way it ALWAYS will work. The good news is you get to decide which side of the fence you are on, contrary to popular belief…. but where has popular belief gotten anyone?

2. Internet Marketing - how to position yourself and/or your product on the World Wide Web in front of MILLIONS each and every day so you can create unlimited, virtually automated income, 24/7 and make money while continue reading »

Should You Supplement Your Income or Tap Retirement Funds, Regardless of Penalties?

November 18th, 2008 -- Posted in Another Welcomed Weekend, Carbon Copy Pro, Home Business Ideas, Misc Ranting, Retirement, Time Management, Vacations and Fun, Wealth Strategies | No Comments »

As more people are feeling the crunch in the economy, due to an increase cost in groceries and living expenses, (in addition to job losses), more people are either cashing in their retirement funds or borrowing against them despite penalties. There is concern that future retirees will be less prepared than now, because of drawing down savings for the short term. However, it might still be the best personal choice at the time for some. Read the linked article from www.msn.com to see some of the problems and choices being made.

I am a big advocate of continue reading »

Is It Realistic to Make $20K per Month in 90 Days?

November 12th, 2008 -- Posted in Home Business Ideas, Retirement, Wealth Strategies | 2 Comments »

Well, it probably isn’t if you work for someone else, but the saying, "the sky is the limit" when you work for yourself in the right home-based business had to come from somewhere!

First of all, squelch the myth that all network marketing and home businesses are scams. There truly are legitimate, serious, and honest opportunities available. Like anything you research, it may take some time to find the right one for you.

Here are some suggestions of what to consider when looking for a business opportunity to generate $20K or more per month: continue reading »

Has Change Come to America?

November 5th, 2008 -- Posted in Carbon Copy Pro, Home Business Ideas, Misc Ranting, Wealth Strategies | 1 Comment »

Wow! What an amazing election we all witnessed yesterday. By the looks of the landslide victory Obama had, it seems that America has spoken and are all hopeful for a major change (not to mention ready for one).

We are still in deep trouble economically though, and his team certainly has their work cut out for them. After the celebrations wear off, it’s back to reality, while we watch to see if Obama truly is the "chosen one" to make a difference.

The stock markets are down again today with news of many new job losses. I read that the belief is continue reading »

3 Steps to Defining Your Target Audience

October 14th, 2008 -- Posted in Home Business Ideas, Marketing Tips, Wealth Strategies | 29 Comments »

What? Define my target audience? I thought marketing online meant determining a few good keywords, running some ads, placing a dozen banners, and then people would find my site and buy. Viola! While that might have worked for a few folks a number of years ago when marketing online was fairly new, NOW it’s a whole new world! If you aren’t defining WHO you’re targeting, you are WASTING advertising dollars. Those of you who are marketing for FREE on Web 2.0 social sites are wasting continue reading »

CCPro Marketing Event Coming to Dallas, Tx

October 13th, 2008 -- Posted in Carbon Copy Pro, Home Business Ideas, Marketing Tips, Wealth Strategies | No Comments »

Saturday, October 18, 2008 - It’s all about Leadership! This upcoming event is the 2nd for the Carbon Copy Pro team to host, and they promise to deliver again! The focus will be on Leadership and how to develop the skills and mindset to be successful. Of course I will be attending again and will provide an overview upon my return. However, if you would like to experience this first hand please contact me at continue reading »

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