10 Commandments of Personal Finance

December 23rd, 2008 -- Posted in Wealth Strategies | 23 Comments »

For some people, getting personal finances in order is more grueling than wandering the desert for 40 years. But it doesn’t take a miracle. If you are looking for some basic guidelines, just follow these 10 commandments:

1. Thou Shalt Take Action
Reading about how to improve your personal finances is a start, but it has absolutely no meaning if you don’t take the action of putting what you learn into motion. Before you can get anywhere with your personal finances, you need to begin — right now. If you are reading this article, you know that you should be taking steps to get your personal finances in order.

Print out this list and place it where you will see it every day, so that you are reminded that personal finance is a priority in your life and that you will take some action each and every day to try to improve your lot. If you aren’t sure where to begin, start with getting your banking accounts in order.

2. Thou Shalt Pay Off All Credit Card Debt
Credit card debt is, in most cases, continue reading »

What if You Are Forced to Press Pause?

December 4th, 2008 -- Posted in Home Business Ideas, Misc Ranting, Time Management, Wealth Strategies | No Comments »

In a time when we rely so heavily on technology, what would you do if one day you woke up to not having access to all the familiar "tools" to run your business, even simple things such as your computer?  In a nutshell, you’d be forced to press the "pause button" – just as I am today!  It appears my system was overtaken by something bigger than what my skills could eliminate, so off to the "computer whiz" shop it went.  I am borrowing my husband’s "clunker" this morning until he needs it.

While I won’t be able to run my business today and possibly tomorrow "as usual", it will give me an opportunity to catch up on other types of business activities that I tend to put off such as filing, and possibly reading the last couple of issues of Success magazine!  (Yes, I am that far behind).  Meanwhile, here are some items for you to think about doing, so an event like this doesn’t turn catastrophic.

1.  Perform Regular System Backups – I cannot stress this enough.  It will make a system "hiccup" or hard drive failure much less stressful when you know all of your files can be retrieved.  Either back them up on a disc, a thumb drive, or as I do, on an external hard drive.  This is the easiest because continue reading »

Book Review – Getting Loaded (Get Ready, Get Set, Get Rich)

September 29th, 2008 -- Posted in Another Welcomed Weekend, Book Review, Wealth Strategies | 3 Comments »

"Make a Million While You’re still Young Enough to Enjoy It" by Peter Bielagus

I had the pleasure of listening to this young entrepreneur and writer speak at the last M2 Wealth Masters Int’l. Conference. He was energetic, humorous, wise for his years, and has a message for young adults (primarily college age) ….. HE speaks their "lingo". I purchased his book and after reading it this past weekend, I will be purchasing numerous others to give to the young adults in our lives for holiday gifts.

Like his speaking style, Peter discusses a variety of financial topics and breaks them down in simple language. Here are some general categories that he explains with examples that kids "will get": continue reading »

AARP on YouTube?

September 22nd, 2008 -- Posted in Misc Ranting, Wealth Strategies | No Comments »

The last number of years I’ve witnessed various friends and family members needing to test the limits of their medical insurance coverage. If you’ve ever had a serious illness you are aware of how exorbitant the cost of treatments can be. Did you also know continue reading »