December 23rd, 2008 -- Posted in Wealth Strategies |
For some people, getting personal finances in order is more grueling than wandering the desert for 40 years. But it doesn’t take a miracle. If you are looking for some basic guidelines, just follow these 10 commandments:
1. Thou Shalt Take Action
Reading about how to improve your personal finances is a start, but it has absolutely no meaning if you don’t take the action of putting what you learn into motion. Before you can get anywhere with your personal finances, you need to begin — right now. If you are reading this article, you know that you should be taking steps to get your personal finances in order.
Print out this list and place it where you will see it every day, so that you are reminded that personal finance is a priority in your life and that you will take some action each and every day to try to improve your lot. If you aren’t sure where to begin, start with getting your banking accounts in order.
2. Thou Shalt Pay Off All Credit Card Debt
Credit card debt is, in most cases, continue reading »
December 19th, 2008 -- Posted in Carbon Copy Pro, Home Business Ideas, Misc Ranting, Wealth Strategies |
I think many people who respond to home based business opportunities are actually looking for a j.o.b. and not looking to be in business for themselves.
Here’s a few of the differences (in my opinion)….
A home based job and those looking for one:
- Something you do for someone else, and they dictate your time, method of completion and compensation
- This person usually wants to take no monetary risk and wants a guarantee that they will see a "return on investment" (ROI) within a matter of weeks
- This person usually continue reading »
December 18th, 2008 -- Posted in Home Business Ideas, Marketing Tips, Wealth Strategies |
My oh my where has the year gone? We say that ever year though. The truth of the matter is, time IS flying so let’s not waste any more of it. On to some important year end business…
How would you like a legitimate "list" of FREE traffic generation techniques that have been proven to work over and over and over?
I can’t think of a better way to end the year than with "11 FREE Traffic Tips" you can implement right away for 2009 to explode your Home Business empire…
One of the most common questions I get from new Home Business Owners and Entrepreneurs I coach when they begin marketing online is:
"How do I generate leads and get consistent traffic to my web site if I’m on a budget?"
…A valid question.
Well, first of all the truth about online marketing you need to know…
You’re only working with two tools: Money and Time. That’s it.
The easiest way to drive traffic to your site is to continue reading »
November 25th, 2008 -- Posted in Retirement, Wealth Strategies |
Most people are aware of traditional IRA’s, ROTH IRA’s, 401K’s, etc. Have you ever thought of a self-directed IRA though? For those of you who may not be familiar with this type of IRA, it’s an alternative. An alternative to the stock market, bonds, and mutual funds, but with the same "rules" for withdrawals and taxation. For years people have been using this vehicle to "invest out of the box ", but it’s now becoming even more popular since the average IRA has decreased in value by about 40%.
There are many private equity investment opportunities, ranging from alternative energy sources, independent films, and even real estate…. (yes, even now!) One company located in continue reading »
November 14th, 2008 -- Posted in Home Business Ideas, Retirement, Wealth Strategies |
So who do you think has the most vested interests in your financial future …. the so called experts, or yourself? Yes, the folks on Wall Street make big commissions (or used to) when you traded with them, but no-one cares about your money the way you do , or should. Many of us have been provided with guesses and opinions, but when I wanted to begin my journey to financial education I researched until I found a group with facts, honesty and integrity. And although this may sound like a "plug" for them, I can tell you sincerely, if I had not found continue reading »
October 30th, 2008 -- Posted in Home Business Ideas, Retirement, Wealth Strategies |
Have you ever met or known someone who is living in retirement the way you have dreamed of? Do you have a "role model" that you can talk with, and see how they accomplished their dream?
I’ve been blessed to have observed very closely such a couple - my parents.
Each Fall they always take an adventure trip for at least a month. They are currently in Egypt riding camels, riding in a hot air balloon at sunrise over the pyramids, and cruising down the Nile river. Wow! Do I want to experience life like that, by being a participant versus an observer! continue reading »
October 22nd, 2008 -- Posted in Misc Ranting, Vacations and Fun, Wealth Strategies |
I grew up in a pretty conservative household when it came to saving and spending money. Guess that’s why I started teaching my daughter, Mikaila, when she was young (& the other kids in my life) to be responsible with their money early on. By the way, she’s the baby and just turned 21 today! Happy Birthday kiddo!
I believe in giving children an allowance for two reasons. One, it instills in them a sense of pride completing a responsibility and receiving something tangible for their efforts. But secondarily (& most important I think), is to teach them how to manage money early on.
I gave the kids 4 "piggy banks" when they were about 4 years old and explained continue reading »
October 16th, 2008 -- Posted in Misc Ranting, Retirement, Wealth Strategies |
The Department of Treasury and the Ad Council has recently created a campaign targeted to 18-24 year olds, to introduce them to "debt management and credit ". They’ve developed an interactive game by the name of "The Bad Credit Hotel ". I played it last night and there is some good information provided. The fact that it is interactive makes it more interesting; particularly for the age group they’re trying to reach.
A statement they sent to me said, "According to a study conducted by Sallie Mae, more than 50 percent of college students accumulate more than $5,000 in credit card debt while in school. Additionally, Capital One reported that only 10 percent of high schools in America teach financial management and continue reading »
October 6th, 2008 -- Posted in Home Business Ideas, Marketing Tips, Wealth Strategies |
I was reading this past weekend about the legendary Paul Meyer, and throughout the piece it all kept coming back to the "price of success". To quote Mr. Meyer, he said, "Winners do not expect something for nothing. Winners are willing to give the time, effort, creativity and money necessary to achieve their purposes. They know that any success worth having carries continue reading »
Next »
