10 Commandments of Personal Finance

For some people, getting personal finances in order is more grueling than wandering the desert for 40 years. But it doesn’t take a miracle. If you are looking for some basic guidelines, just follow these 10 commandments:

1. Thou Shalt Take Action
Reading about how to improve your personal finances is a start, but it has absolutely no meaning if you don’t take the action of putting what you learn into motion. Before you can get anywhere with your personal finances, you need to begin — right now. If you are reading this article, you know that you should be taking steps to get your personal finances in order.

Print out this list and place it where you will see it every day, so that you are reminded that personal finance is a priority in your life and that you will take some action each and every day to try to improve your lot. If you aren’t sure where to begin, start with getting your banking accounts in order.

2. Thou Shalt Pay Off All Credit Card Debt
Credit card debt is, in most cases, continue reading »

Want a Home-Based J.O.B. or Home-Based Business - What Type Are You?

I think many people who respond to home based business opportunities are actually looking for a j.o.b. and not looking to be in business for themselves.
Here’s a few of the differences (in my opinion)….

A home based job and those looking for one:

• Something you do for someone else, and they dictate your time, method of completion and compensation
• This person usually wants to take no monetary risk and wants a guarantee that they will see a "return on investment" (ROI) within a matter of weeks
• This person usually continue reading »
  

11 Easy Ways For You To Grab (FREE) Traffic…..

My oh my where has the year gone? We say that ever year though. The truth of the matter is, time IS flying so let’s not waste any more of it. On to some important year end business…

How would you like a legitimate "list" of FREE traffic generation techniques that have been proven to work over and over and over?

I can’t think of a better way to end the year than with "11 FREE Traffic Tips" you can implement right away for 2009 to explode your Home Business empire…

One of the most common questions I get from new Home Business Owners and Entrepreneurs I coach when they begin marketing online is:

"How do I generate leads and get consistent traffic to my web site if I’m on a budget?"

…A valid question.

Well, first of all the truth about online marketing you need to know…

You’re only working with two tools: Money and Time. That’s it.

The easiest way to drive traffic to your site is to continue reading »

How Can I Be Sure It’s Not a Scam?

There are some home business companies that claim you can achieve "instant success". While some people may experience "success" pretty quickly, the majority does not and the ads are full of hype. (This does not mean it’s a scam though - just full of hype!)

The challenge comes in looking beyond that and truly performing your due diligence. One secret is to start with finding a business that fits your personality. Then you will have more intuitive type questions to ask. Be sure to check out the primary business, continue reading »

How to Find a Legitimate Home Business

Are you ready to be your own boss and earn the income you deserve? Whether you’re looking to supplement your income or have been a statistic in the current "job" market…. now is the time to "Take control of your destiny or someone else will"

So, what types of questions should you ask before joining a business venture? The ones that will help you clarify a legit "opportunity" , what to avoid and by checking what’s the difference between types of businesses out there. So ask: continue reading »

The Next Shoes to Drop

I read a blog this morning titled "Out of Control " by Kip Herriage who I respect immensely.  In his article he points out some very unsettling economic news related to the stock market, employment, and the future in general.  While I am not including this to create any panic, but an additional source of awareness.  Read his "point of view" and you decide how to react.  Go to www.kipherriage.com

Let me know what you think and how you will be prepared. 

Until next time, J.

"Take control of your destiny or someone else will"

What if You Are Forced to Press Pause?

In a time when we rely so heavily on technology, what would you do if one day you woke up to not having access to all the familiar "tools" to run your business, even simple things such as your computer?  In a nutshell, you’d be forced to press the "pause button" - just as I am today!  It appears my system was overtaken by something bigger than what my skills could eliminate, so off to the "computer whiz" shop it went.  I am borrowing my husband’s "clunker" this morning until he needs it.

While I won’t be able to run my business today and possibly tomorrow "as usual", it will give me an opportunity to catch up on other types of business activities that I tend to put off such as filing, and possibly reading the last couple of issues of Success magazine!  (Yes, I am that far behind).  Meanwhile, here are some items for you to think about doing, so an event like this doesn’t turn catastrophic.

1.  Perform Regular System Backups - I cannot stress this enough.  It will make a system "hiccup" or hard drive failure much less stressful when you know all of your files can be retrieved.  Either back them up on a disc, a thumb drive, or as I do, on an external hard drive.  This is the easiest because continue reading »

The 2 Skills Needed in Our “New Economy”

This article was written by Andrew Cass, Senior VP of Marketing at CarbonCopyPRO. I’m including it today because it is on the mark and worthy of your review, on numerous levels.

As we enter a whole "new economy" (some call it a recession), THE #1 and THE #2 skills, hands down, in the "new economy" will be…….

1. Money - how it works, how it flows, and more important….. how it will work for you in the "new economy". More wealth will be lost in the years ahead than at any time in history, however…. even more wealth can be created . This is the way it has ALWAYS worked in history and this is the way it ALWAYS will work. The good news is you get to decide which side of the fence you are on, contrary to popular belief…. but where has popular belief gotten anyone?

2. Internet Marketing - how to position yourself and/or your product on the World Wide Web in front of MILLIONS each and every day so you can create unlimited, virtually automated income, 24/7 and make money while continue reading »

Do You Trust the Experts on Wall Street or Yourself?

So who do you think has the most vested interests in your financial future …. the so called experts, or yourself? Yes, the folks on Wall Street make big commissions (or used to) when you traded with them, but no-one cares about your money the way you do , or should. Many of us have been provided with guesses and opinions, but when I wanted to begin my journey to financial education I researched until I found a group with facts, honesty and integrity. And although this may sound like a "plug" for them, I can tell you sincerely, if I had not found continue reading »