10 Commandments of Personal Finance

December 23rd, 2008 -- Posted in Wealth Strategies | 23 Comments »

For some people, getting personal finances in order is more grueling than wandering the desert for 40 years. But it doesn’t take a miracle. If you are looking for some basic guidelines, just follow these 10 commandments:

1. Thou Shalt Take Action
Reading about how to improve your personal finances is a start, but it has absolutely no meaning if you don’t take the action of putting what you learn into motion. Before you can get anywhere with your personal finances, you need to begin — right now. If you are reading this article, you know that you should be taking steps to get your personal finances in order.

Print out this list and place it where you will see it every day, so that you are reminded that personal finance is a priority in your life and that you will take some action each and every day to try to improve your lot. If you aren’t sure where to begin, start with getting your banking accounts in order.

2. Thou Shalt Pay Off All Credit Card Debt
Credit card debt is, in most cases, continue reading »

Want a Home-Based J.O.B. or Home-Based Business – What Type Are You?

December 19th, 2008 -- Posted in Carbon Copy Pro, Home Business Ideas, Misc Ranting, Wealth Strategies | 2 Comments »

I think many people who respond to home based business opportunities are actually looking for a j.o.b. and not looking to be in business for themselves.
Here’s a few of the differences (in my opinion)….

A home based job and those looking for one:

  • Something you do for someone else, and they dictate your time, method of completion and compensation
  • This person usually wants to take no monetary risk and wants a guarantee that they will see a "return on investment" (ROI) within a matter of weeks
  • This person usually continue reading »

What if You Are Forced to Press Pause?

December 4th, 2008 -- Posted in Home Business Ideas, Misc Ranting, Time Management, Wealth Strategies | No Comments »

In a time when we rely so heavily on technology, what would you do if one day you woke up to not having access to all the familiar "tools" to run your business, even simple things such as your computer?  In a nutshell, you’d be forced to press the "pause button" – just as I am today!  It appears my system was overtaken by something bigger than what my skills could eliminate, so off to the "computer whiz" shop it went.  I am borrowing my husband’s "clunker" this morning until he needs it.

While I won’t be able to run my business today and possibly tomorrow "as usual", it will give me an opportunity to catch up on other types of business activities that I tend to put off such as filing, and possibly reading the last couple of issues of Success magazine!  (Yes, I am that far behind).  Meanwhile, here are some items for you to think about doing, so an event like this doesn’t turn catastrophic.

1.  Perform Regular System Backups – I cannot stress this enough.  It will make a system "hiccup" or hard drive failure much less stressful when you know all of your files can be retrieved.  Either back them up on a disc, a thumb drive, or as I do, on an external hard drive.  This is the easiest because continue reading »

The 55 Most Popular Reference Sites

December 2nd, 2008 -- Posted in Home Business Ideas, Marketing Tips, Time Management, Wealth Strategies | 1 Comment »

As a marketer of any business whether online or off, you probably spend significant time reviewing the best channels to advertise and market your business. Here are 55 of the most popular reference sites, based on inbound links, Google page rank, Alexa ranking, and general traffic altogether. Take a look at these, but with a "different set of glasses" than you normally wear. See if you can find a golden nugget with a slightly different twist that will move you ahead of your "competition". Just because these sites may not be in your same "industry" doesn’t mean there isn’t an opportunity for you. continue reading »

Next »