What's Luv Got To Do With It – Your Finances I Mean

I’m talking about your finances , especially you ladies.  While many people are successful of handling their finances (and decisions) jointly, many do not fit in that category.  Did you know that:

~ Women can now own property , which in some states prior to 1981 wasn’t possible without a man’s jointly owning it;
~ 85% of all buying decisions are up to a woman to make;
~ Women spent about 5 Trillion dollars in the U.S. last year;
~ Women take home 57% of all the college degrees , so they can potentially earn more;
~ Women now have access to credit , which wasn’t the case before 1973 and;
~ Over 80% of women will need to make financial decisions for themselves at some point in their adult lives.

So, why is it, that most women continue reading »

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4 Tips to Teaching Kids How to Manage Money

I grew up in a pretty conservative household when it came to saving and spending money. Guess that’s why I started teaching my daughter, Mikaila, when she was young (& the other kids in my life) to be responsible with their money early on. By the way, she’s the baby and just turned 21 today! Happy Birthday kiddo!

I believe in giving children an allowance for two reasons. One, it instills in them a sense of pride completing a responsibility and receiving something tangible for their efforts. But secondarily (& most important I think), is to teach them how to manage money early on.

I gave the kids 4 "piggy banks" when they were about 4 years old and explained continue reading »